Real Estate Settlement Procedures Act of 1974/RESPA 〈美〉《1974年不动产购置程序法》 一部关于信息披露的联邦制定法，意在保护大众住房购买者，使其免于被征收意料之外的超额交易费用〔closing costs〕。它规定不动产购房贷款的贷方应当向住房购置者提供所有其已知的或估计的贷款置房费用。
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Real Estate Settlement Procedures Act. A federal law that requires lenders to provide home buyers with information about known or estimated settlement costs. 12 USCA §§ 2601–2617. — Abbr. RESPA. See REGULATION X. [Cases: Consumer Credit 30. C.J.S. Interest and Usury; Consumer Credit §§ 317–318.]
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Regulation X. 〈美〉规则X 住房与城市发展部〔HUD〕为实施《不动产购置程序法》〔Real Estate Settlement Procedures Act〕的条款而制订的规则。
Regulation X. A HUD regulation that implements the provisions of the Real Estate Settlement Procedures Act. See REAL ESTATE SETTLEMENT PROCEDURES ACT. [Cases: Consumer Credit 50. C.J.S. Interest and Usury; Consumer Credit§ 326.]